Disciplinary investing..

.. is hard. We've been dollar cost averaging for the most part in 2006. But even I fall into the trap of market timing sometimes. With the bull market run in recent years, I find myself more and more reluctant about putting in our money each month thinking we're at an unsustainable high and the market is going to tank any day now due to speculation of what the Fed is going to do in 2007, inflationary pressures, oil & energy costs, housing market pressures, geopolitical instability, blah blah blah...all of which of course goes against the principles of dollar cost averaging. I corrected the situation today and it felt good. Now the real test will come should the market start to slowly tank or really tank!